Case Study
Our clients were Melbourne-based investors looking to build a diversified Queensland investment property portfolio, with three purchases planned across Brisbane and the Gold Coast.
For their first acquisition, the brief was to secure a low-maintenance investment property on the Gold Coast suitable for a long-term buy-and-hold strategy, combining capital growth potential with a strong rental return.
The purchased property is a modern, well-maintained family home built in 2014, offering four bedrooms, two bathrooms, two car accommodation, and approximately 563 square metres of land.
The home is flood-free, has no main road exposure, and includes appealing lifestyle features such as outdoor entertaining areas and outlooks toward the golf course. No major works were required, making it well suited to a low-maintenance Gold Coast investment property.
At the time of purchase, the property was leased to long-term tenants at $900 per week, with the managing agent advising an updated rental assessment of $1,000 per week upon lease renewal.
Pimpama continues to emerge as a compelling investment property location on the Gold Coast, supported by population growth, infrastructure investment, and relative affordability compared to established coastal suburbs.
The suburb benefits from direct access to the Pacific Motorway (M1), the opening of the Pimpama railway station in October 2025, multiple schools, retail centres, fast-food outlets, and extensive parks and green spaces.
You can view our full Pimpama suburb profile here.
For broader context on conditions across the region, see our Gold Coast market update here.
| Item | Amount |
|---|---|
| Purchase price (Dec 2025) | $1,306,000 |
| Purchase costs (stamp duty, conveyancing, buyer’s agent fees) | $86,580 |
| Loan costs | $13,413 |
| Total investment cost | $1,406,000 |
| Item | Amount |
|---|---|
| Current rent | $900 per week ($46,800 p.a.) |
| Assessed market rent | $1,000 per week |
| Net rental income (after expenses) | $43,006 p.a. |
| Annual interest payments (IO loan @ 5.40%) | $75,924 p.a. |
| Pre-tax cash flow | –$32,918 p.a. |
| Item | Amount |
|---|---|
| Building depreciation | $15,000 p.a. |
| Loan cost write-off | $2,683 p.a. |
| Total tax deductions | $101,560 p.a. |
Assuming a 45% marginal tax rate, this equates to an estimated:
Annual tax credit: $22,770
| Item | Amount |
|---|---|
| Annual after-tax cash flow | –$10,148 |
| Out-of-pocket cost | ~$195 per week |
This investment delivers:
Strong asset quality in a proven Gold Coast growth corridor
Immediate depreciation benefits
Manageable holding costs (estimated at $195/wk after tax) for a long-term buy-and-hold strategy
Clear upside through future rental growth toward $1,000 per week
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